Our Mission: Education First
Gain Coverage Insurance was founded on the belief that insurance is more than just a policy—it is an essential tool for financial survival that too many people overlook. We started this business not only to provide coverage but to bridge a critical education gap. Our goal as a company is to change this one person at a time, creating a domino effect of awareness that starts to protect what is most important: the American family.
Many individuals don't consider these services until a crisis occurs, yet the statistics for 2026 show their importance is undeniable:
A Growing Final Expense Gap: In 2026, the national average for a traditional funeral with burial is approximately $8,300, rising to nearly $10,000 if a vault is required.
High Risk of Disability: Research from the Social Security Administration indicates that about one in four of today’s 20-year-olds will become disabled before reaching age 67.
The Coverage Gap: Despite these risks, a significant gap remains; as of 2026, only about 18% to 26% of Americans have any type of disability insurance, and many lack protection beyond basic Social Security.